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PRA SS5/25 — Board Action Plans Due June 2026

Your mortgage book
has a flood problem
the EA map won't show you.

NovaRisk™ identifies UK properties flooding outside their official Environment Agency flood zone classification — using live Copernicus Sentinel-1 SAR satellite data. Regulator-ready intelligence for building societies, banks, and insurers.

How NovaRisk™ Works
Sentinel-1 SAR
Live
EA Zone Delta
Active
PRA Compliance
Urgent
Regulatory Deadline

PRA SS5/25 is in force. All UK banks, building societies, and insurers must complete gap analysis and board-approved action plans by 3 June 2026. Property-level flood risk data is explicitly required.

76%
of England's mortgage debt sits in areas with above-average flood exposure
£140bn
global insured losses from natural disasters in 2023 alone
6–12d
Sentinel-1 SAR revisit cycle — near-real-time flood observation
50,000+
organisations required to publish CSRD-aligned ESG reports from 2024

What we deliver

From satellite data to
regulator-ready intelligence

🛰️
Sentinel-1 SAR Flood Detection

Copernicus radar imagery penetrates cloud cover day and night. We identify flood extent at postcode and property level — not from modelling, but from direct satellite observation.

PRA SS5/25 Aligned
📊
EA Zone Divergence Analysis

We compare what satellites observed during storm events against the official Environment Agency flood zone classification — surfacing properties that flooded where the map said they shouldn't.

Property-Level
📋
ESG & TCFD Compliance Reporting

EO-driven reports aligned to CSRD, UK TCFD, and FCA/PRA frameworks. Replace expensive consultancy reports with automated, satellite-evidenced disclosures that auditors can verify.

CSRD / TCFD Ready

How it works

Four steps from orbit to report

01
Satellite Acquisition

Copernicus Sentinel-1 SAR imagery is ingested automatically via CREODIAS and CEDA Archive. No manual data procurement needed.

02
AI Flood Detection

NovaClaims AI™ processes radar backscatter to identify flood extent, water body changes, and infrastructure impact at property resolution.

03
Zone Divergence Scoring

OrbitScore™ compares satellite observations against EA Flood Map for Planning — flagging properties whose actual flood exposure exceeds their official classification.

04
Regulator-Ready Output

Reports are delivered via secure dashboard and API, pre-formatted to PRA SS5/25, TCFD, and CSRD requirements. Audit-trail included.

Built on verified data and institutional credibility

Copernicus Sentinel-1 SAR
Galileo GNSS Geolocation
Satellite Applications Catapult
PRA SS5/25 Framework
CSRD / TCFD Aligned
UK Company No. 16577194

Free portfolio check

See your flood exposure
before your regulator does.

Submit your postcode areas and we will run a preliminary Sentinel-1 SAR divergence analysis — at no cost. Understand your PRA SS5/25 data gap in days, not months.